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Financial Reporting\r\n    <\/h1>\r\n\r\n    <!-- SUBTITLE \/ DESCRIPTION -->\r\n    <p class=\"mas-publication-standalone-subtitle\">\r\n      APractical Guide to Reviewing TransactionDetails, Selecting and Updating Categories, Matching Records, Handling Unmatched Items, and Using Reports to Verify Accuracy\r\n    <\/p>\r\n\r\n    <!-- YELLOW DIVIDER -->\r\n    <div class=\"mas-publication-standalone-rule\"><\/div>\r\n\r\n    <!-- PUBLICATION DETAILS: Published | Audience | Research By -->\r\n    <div class=\"mas-publication-standalone-meta\">\r\n\r\n      <!-- PUBLISHED -->\r\n      <div class=\"mas-publication-standalone-meta-item\">\r\n        <p class=\"mas-publication-standalone-label\">Published<\/p>\r\n        <p class=\"mas-publication-standalone-value\">September 2026 | MASPARTNER E-Guides<\/p>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-standalone-meta-divider\"><\/div>\r\n\r\n      <!-- AUDIENCE -->\r\n      <div class=\"mas-publication-standalone-meta-item\">\r\n        <p class=\"mas-publication-standalone-label\">Audience<\/p>\r\n        <p class=\"mas-publication-standalone-value\">Bookkeepers \u00b7 Accountants \u00b7 Business Owners \u00b7 Finance Teams \u00b7 Accounting\r\nStaff<\/p>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-standalone-meta-divider\"><\/div>\r\n\r\n      <!-- RESEARCH BY -->\r\n      <div class=\"mas-publication-standalone-meta-item\">\r\n        <p class=\"mas-publication-standalone-label\">Research By<\/p>\r\n        <p class=\"mas-publication-standalone-credit-inline\">\r\n          <a href=\"https:\/\/maspartner.com\/en-us\/people\/rohit-kumar\/\" class=\"mas-publication-inline-link\">Rohit Kumar<\/a> <span class=\"mas-publication-inline-sep\">|<\/span> Director <span class=\"mas-publication-inline-sep\">|<\/span> <a href=\"mailto:rohit@maspartner.com\" class=\"mas-publication-inline-link\">rohit@maspartner.com<\/a>\r\n        <\/p>\r\n      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li.mas-publication-toc-plain{counter-increment:none;}\r\n    .mas-publication-toc li.mas-publication-toc-plain a::before{\r\n      content:\"\\2014\";min-width:26px;text-align:center;font-size:14px;\r\n    }\r\n\r\n    \/* ---------- SECTIONS ---------- *\/\r\n    .mas-publication-section{\r\n      padding:40px 0 6px;scroll-margin-top:80px;\r\n    }\r\n    .mas-publication-section-head{\r\n      display:flex;align-items:center;gap:14px;margin:0 0 22px;\r\n      padding-bottom:14px;border-bottom:3px solid var(--mas-gold);\r\n    }\r\n    .mas-publication-num{\r\n      flex:0 0 auto;width:38px;height:38px;border-radius:7px;\r\n      background:var(--mas-gold);color:var(--mas-black);\r\n      font-weight:800;font-size:18px;display:flex;\r\n      align-items:center;justify-content:center;\r\n    }\r\n    .mas-publication-section-head h2{\r\n      font-size:clamp(22px,3.4vw,30px);font-weight:800;margin:0;\r\n      color:var(--mas-ink);line-height:1.2;\r\n    }\r\n    .mas-publication-eyebrow{\r\n      font-size:11px;font-weight:800;letter-spacing:2px;\r\n      color:var(--mas-dark-gold);text-transform:uppercase;margin:0 0 4px;\r\n    }\r\n    .mas-publication-section h3{\r\n      font-size:19px;font-weight:800;margin:30px 0 10px;color:var(--mas-ink);\r\n    }\r\n    .mas-publication-section h4{\r\n      font-size:16px;font-weight:800;margin:22px 0 8px;color:var(--mas-ink);\r\n    }\r\n    .mas-publication-section p{margin:0 0 16px;font-size:16px;}\r\n    .mas-publication-section ul{margin:0 0 18px;padding-left:22px;}\r\n    .mas-publication-section ul li{margin:0 0 8px;font-size:16px;}\r\n    .mas-publication-section ol{margin:0 0 18px;padding-left:22px;}\r\n    .mas-publication-section ol li{margin:0 0 8px;font-size:16px;}\r\n\r\n    \/* ---------- CALLOUT BOXES ---------- *\/\r\n    .mas-publication-statbox{\r\n      background:#fffbe8;border:1px solid #f0e6c8;\r\n      border-left:5px solid var(--mas-gold);border-radius:8px;\r\n      padding:22px 26px;margin:24px 0 30px;\r\n    }\r\n    .mas-publication-statbox .mas-publication-box-title{\r\n      font-size:12px;font-weight:800;letter-spacing:1.5px;\r\n      color:var(--mas-dark-gold);text-transform:uppercase;margin:0 0 12px;\r\n    }\r\n    .mas-publication-statbox ul{margin:0;padding-left:20px;}\r\n    .mas-publication-statbox li{margin:0 0 9px;font-size:15px;}\r\n    .mas-publication-statbox li:last-child{margin-bottom:0;}\r\n\r\n    .mas-publication-note{\r\n      background:#fffdf6;border-left:5px solid var(--mas-gold);\r\n      padding:18px 22px;margin:24px 0 30px;border-radius:0 8px 8px 0;\r\n      font-style:italic;font-size:15px;color:#3a3a40;\r\n    }\r\n    .mas-publication-note .mas-publication-box-title{\r\n      font-size:12px;font-weight:800;letter-spacing:1.5px;font-style:normal;\r\n      color:var(--mas-dark-gold);text-transform:uppercase;margin:0 0 8px;\r\n    }\r\n    .mas-publication-note p{margin:0;font-size:15px;}\r\n\r\n    .mas-publication-warning{\r\n      background:#fffbe8;border:2px solid var(--mas-gold);\r\n      border-radius:6px;\r\n      padding:22px 26px;margin:26px 0 30px;\r\n    }\r\n    .mas-publication-warning .mas-publication-box-title{\r\n      font-size:13px;font-weight:800;letter-spacing:1px;\r\n      color:var(--mas-black);text-transform:uppercase;margin:0 0 12px;\r\n    }\r\n    .mas-publication-warning p{margin:0;font-size:15px;color:#222;}\r\n    .mas-publication-warning p + p{margin-top:12px;}\r\n    .mas-publication-warning ul{margin:0;padding-left:20px;}\r\n    .mas-publication-warning li{margin:0 0 10px;font-size:15px;color:#222;}\r\n    .mas-publication-warning li:last-child{margin-bottom:0;}\r\n\r\n    \/* ---------- STEP ROWS ---------- *\/\r\n    .mas-publication-steps{margin:22px 0 30px;display:grid;gap:12px;}\r\n    .mas-publication-step{\r\n      display:flex;align-items:stretch;gap:0;\r\n      border:1px solid var(--mas-line);border-radius:8px;overflow:hidden;\r\n      background:#fff;\r\n    }\r\n    .mas-publication-step-label{\r\n      flex:0 0 auto;min-width:96px;\r\n      background:var(--mas-dark-gold);color:#fff;\r\n      font-size:11px;font-weight:800;letter-spacing:1.2px;\r\n      text-transform:uppercase;\r\n      display:flex;align-items:center;justify-content:center;\r\n      padding:14px 12px;text-align:center;\r\n    }\r\n    .mas-publication-step-text{\r\n      padding:14px 18px;font-size:15px;color:#39393f;\r\n      display:flex;align-items:center;\r\n    }\r\n\r\n    \/* ---------- FLOW CHAIN ---------- *\/\r\n    .mas-publication-flow{\r\n      display:flex;flex-wrap:wrap;align-items:stretch;gap:10px;\r\n      margin:24px 0 30px;\r\n    }\r\n    .mas-publication-flow-item{\r\n      flex:1 1 130px;background:var(--mas-gold);color:var(--mas-black);\r\n      border-radius:8px;padding:16px 14px;\r\n      font-size:13px;font-weight:800;line-height:1.4;text-align:center;\r\n      display:flex;align-items:center;justify-content:center;\r\n    }\r\n    .mas-publication-flow-arrow{\r\n      flex:0 0 auto;display:flex;align-items:center;justify-content:center;\r\n      font-size:20px;font-weight:800;color:var(--mas-dark-gold);\r\n    }\r\n\r\n    \/* ---------- TABLES ---------- *\/\r\n    .mas-publication-table-scroll{\r\n      overflow-x:auto;margin:22px 0 30px;\r\n      -webkit-overflow-scrolling:touch;\r\n    }\r\n    .mas-publication-table{\r\n      width:100%;border-collapse:collapse;min-width:520px;font-size:15px;\r\n    }\r\n    .mas-publication-table th{\r\n      background:var(--mas-gold);color:var(--mas-black);\r\n      text-align:left;padding:13px 16px;font-weight:800;font-size:14px;\r\n    }\r\n    .mas-publication-table td{\r\n      padding:13px 16px;border-bottom:1px solid var(--mas-line);\r\n      vertical-align:top;color:#39393f;\r\n    }\r\n    .mas-publication-table tr:nth-child(even) td{background:#fdfbf3;}\r\n\r\n    \/* ---------- CHECKLIST (static design only) ---------- *\/\r\n    .mas-publication-checklist{list-style:none;margin:18px 0 30px;padding:0;}\r\n    .mas-publication-checklist li{\r\n      position:relative;padding:11px 0 11px 34px;\r\n      border-bottom:1px solid var(--mas-line);font-size:15px;\r\n      cursor:default;\r\n    }\r\n    .mas-publication-checklist li::before{\r\n      content:\"\";position:absolute;left:0;top:14px;\r\n      width:20px;height:20px;border:2px solid var(--mas-gold);\r\n      border-radius:3px;background:var(--mas-white);\r\n      cursor:default;pointer-events:none;\r\n    }\r\n\r\n    \/* ---------- TAKEAWAYS ---------- *\/\r\n    .mas-publication-takeaways{\r\n      margin:26px 0 30px;display:grid;gap:14px;\r\n      grid-template-columns:repeat(2,minmax(0,1fr));\r\n    }\r\n    .mas-publication-takeaway{\r\n      display:flex;gap:16px;border:1px solid var(--mas-line);\r\n      border-left:5px solid var(--mas-gold);border-radius:0 8px 8px 0;\r\n      padding:16px 20px;background:#fff;\r\n    }\r\n    .mas-publication-takeaway-num{\r\n      flex:0 0 auto;width:30px;height:30px;border-radius:50%;\r\n      background:var(--mas-gold);color:var(--mas-black);\r\n      font-weight:800;font-size:15px;display:flex;\r\n      align-items:center;justify-content:center;\r\n    }\r\n    .mas-publication-takeaway h4{margin:0 0 5px;font-size:16px;font-weight:800;}\r\n    .mas-publication-takeaway p{margin:0;font-size:14px;color:#46464c;}\r\n\r\n    \/* ---------- FAQ ACCORDION ---------- *\/\r\n    .mas-publication-faq-item{\r\n      border-bottom:1px solid var(--mas-line);\r\n    }\r\n    .mas-publication-faq-q{\r\n      display:flex;align-items:flex-start;justify-content:space-between;gap:16px;\r\n      width:100%;background:none;border:none;text-align:left;\r\n      font-family:inherit;font-size:17px;font-weight:800;color:var(--mas-ink);\r\n      padding:20px 0;cursor:pointer;line-height:1.45;\r\n    }\r\n    .mas-publication-faq-q:hover{color:var(--mas-dark-gold);}\r\n    .mas-publication-faq-icon{\r\n      flex:0 0 auto;width:26px;height:26px;border-radius:50%;\r\n      background:var(--mas-gold);color:var(--mas-black);\r\n      font-size:17px;font-weight:800;line-height:26px;text-align:center;\r\n      transition:transform .25s ease;\r\n    }\r\n    .mas-publication-faq-item.mas-faq-open .mas-publication-faq-icon{\r\n      transform:rotate(45deg);\r\n    }\r\n    .mas-publication-faq-a{\r\n      max-height:0;overflow:hidden;transition:max-height .3s ease;\r\n    }\r\n    .mas-publication-faq-a p{\r\n      font-size:15px;margin:0 0 20px;color:#3a3a40;padding-right:42px;\r\n    }\r\n\r\n    \/* ---------- CONCLUSION QUOTE ---------- *\/\r\n    .mas-publication-quote{\r\n      background:#111;color:var(--mas-white);\r\n      border-radius:10px;padding:30px 32px;margin:30px 0;\r\n      font-size:18px;font-style:italic;line-height:1.6;\r\n      border-left:6px solid var(--mas-gold);\r\n    }\r\n\r\n    \/* ---------- RESOURCES ---------- *\/\r\n    .mas-publication-res-group{margin:0 0 26px;}\r\n    .mas-publication-res-group h3{\r\n      margin:0 0 10px;font-size:12px;font-weight:800;letter-spacing:1.5px;\r\n      color:var(--mas-dark-gold);text-transform:uppercase;\r\n    }\r\n    .mas-publication-res-group ul{margin:0;padding:0;list-style:none;}\r\n    .mas-publication-res-group li{\r\n      margin:0 0 9px;font-size:15px;position:relative;padding-left:20px;\r\n    }\r\n    .mas-publication-resources-list li::before{\r\n      content:\"\\203A\";position:absolute;left:0;top:0;\r\n      color:var(--mas-gold);font-weight:800;font-size:18px;line-height:1.5;\r\n      pointer-events:none;\r\n    }\r\n    .mas-publication-resources-list a{\r\n      color:var(--mas-dark-gold);text-decoration:underline;\r\n      text-underline-offset:3px;position:relative;z-index:10;\r\n      pointer-events:auto;cursor:pointer;\r\n    }\r\n    .mas-publication-resources-list a:hover{color:var(--mas-black);}\r\n\r\n    \/* ---------- STICKY DOWNLOAD BUTTON ---------- *\/\r\n    .mas-publication-download{\r\n      position:fixed;left:0;top:50%;transform:translateY(-50%);\r\n      z-index:9999;\r\n    }\r\n    .mas-publication-download a,\r\n    .mas-publication-download button{\r\n      display:flex;align-items:center;gap:8px;\r\n      writing-mode:vertical-lr;text-orientation:mixed;\r\n      transform:rotate(180deg);\r\n      background:#fabc17 !important;background-color:#fabc17 !important;color:#000000 !important;\r\n      font-weight:800;font-size:13px;letter-spacing:.08em;\r\n      padding:24px 15px;border-radius:6px 0 0 6px;\r\n      text-decoration:none;box-shadow:-4px 0 18px rgba(0,0,0,.28);\r\n      transition:background .15s;border:none !important;cursor:pointer;\r\n      font-family:inherit;white-space:nowrap;\r\n      -webkit-appearance:none;-moz-appearance:none;appearance:none;outline:none;\r\n    }\r\n    .mas-publication-download a:hover,\r\n    .mas-publication-download button:hover{background:#cfa434 !important;background-color:#cfa434 !important;color:#fff !important;}\r\n    .mas-publication-download svg{transform:rotate(90deg);}\r\n\r\n    \/* ---------- CF7 MODAL OVERLAY (literal colors - works anywhere) ---------- *\/\r\n    .mas-publication-modal-overlay{\r\n      display:none;\r\n      position:fixed;top:0;left:0;right:0;bottom:0;\r\n      background:rgba(0,0,0,0.65);\r\n      z-index:99999;\r\n      align-items:center;justify-content:center;\r\n    }\r\n    .mas-publication-modal-overlay.mas-publication-modal-open{display:flex !important;}\r\n    .mas-publication-modal{\r\n      background:#ffffff !important;background-color:#ffffff !important;\r\n      border-radius:12px;\r\n      padding:36px 32px 30px;\r\n      max-width:460px;width:92%;\r\n      position:relative;\r\n      box-shadow:0 12px 48px rgba(0,0,0,0.25);\r\n      font-family:inherit;\r\n    }\r\n    .mas-publication-modal-close{\r\n      position:absolute;top:12px;right:14px;\r\n      background:none;border:none;font-size:22px;\r\n      color:#55555c;cursor:pointer;line-height:1;padding:4px 8px;\r\n    }\r\n    .mas-publication-modal-close:hover{color:#000000;}\r\n    .mas-publication-modal h3{\r\n      font-size:20px;font-weight:800;margin:0 0 6px;color:#16161a;\r\n    }\r\n    .mas-publication-modal p{\r\n      font-size:14px;color:#55555c;margin:0 0 20px;\r\n    }\r\n    .mas-publication-modal .wpcf7{margin:0;}\r\n    .mas-publication-modal .wpcf7 label{\r\n      display:block;font-size:14px;font-weight:600;\r\n      color:#16161a;margin:0 0 14px;\r\n    }\r\n    .mas-publication-modal .wpcf7 input[type=\"text\"],\r\n    .mas-publication-modal .wpcf7 input[type=\"email\"],\r\n    .mas-publication-modal .wpcf7 input[type=\"tel\"]{\r\n      width:100%;padding:10px 14px;border:1px solid #e7e7e7;\r\n      border-radius:6px;font-size:15px;margin-top:4px;font-family:inherit;\r\n      background:#ffffff;color:#16161a;\r\n    }\r\n    .mas-publication-modal .wpcf7 input[type=\"submit\"]{\r\n      background:#fabc17 !important;color:#000000 !important;\r\n      border:none;padding:13px 28px;border-radius:6px;\r\n      font-weight:800;font-size:15px;cursor:pointer;\r\n      width:100%;margin-top:6px;font-family:inherit;transition:background .15s;\r\n    }\r\n    .mas-publication-modal .wpcf7 input[type=\"submit\"]:hover{\r\n      background:#cfa434 !important;color:#fff !important;\r\n    }\r\n\r\n\r\n    \/* ---------- TWO-COLUMN LISTS ---------- *\/\r\n    .mas-publication-section ul.mas-publication-cols{\r\n      columns:2;column-gap:40px;\r\n    }\r\n    .mas-publication-section ul.mas-publication-cols li{break-inside:avoid;}\r\n\r\n    \/* ---------- INLINE LINKS ---------- *\/\r\n    .mas-publication-inline-link{\r\n      color:var(--mas-dark-gold);text-decoration:underline;text-underline-offset:3px;\r\n      position:relative;z-index:10;pointer-events:auto;cursor:pointer;\r\n    }\r\n    .mas-publication-inline-link:hover{color:var(--mas-black);}\r\n\r\n    \/* ---------- COMPARE CARDS ---------- *\/\r\n    .mas-publication-compare{\r\n      display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;\r\n      margin:24px 0 30px;\r\n    }\r\n    .mas-publication-card{\r\n      border:1px solid var(--mas-line);border-radius:8px;padding:22px 24px;background:#fff;\r\n    }\r\n    .mas-publication-card.mas-publication-card-gold{\r\n      background:#fffbe8;border:1px solid #f0e6c8;border-top:4px solid var(--mas-gold);\r\n    }\r\n    .mas-publication-card.mas-publication-card-dark{\r\n      background:#111;border:1px solid #111;border-top:4px solid var(--mas-gold);color:var(--mas-white);\r\n    }\r\n    .mas-publication-card-tag{\r\n      font-size:11px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;\r\n      color:var(--mas-dark-gold);margin:0 0 6px;\r\n    }\r\n    .mas-publication-card-dark .mas-publication-card-tag{color:var(--mas-gold);}\r\n    .mas-publication-section .mas-publication-card h4{margin:0 0 10px;font-size:17px;}\r\n    .mas-publication-card-dark h4{color:var(--mas-white) !important;}\r\n    .mas-publication-section .mas-publication-card p{font-size:15px;margin:0 0 12px;}\r\n    .mas-publication-section .mas-publication-card p:last-child{margin-bottom:0;}\r\n    .mas-publication-section .mas-publication-card ul{margin:0 0 12px;padding-left:20px;}\r\n    .mas-publication-section .mas-publication-card ul:last-child{margin-bottom:0;}\r\n    .mas-publication-section .mas-publication-card li{font-size:15px;margin:0 0 6px;}\r\n    .mas-publication-card-dark p,\r\n    .mas-publication-card-dark li{color:#e9e9e9;}\r\n\r\n    \/* ---------- PILLS ---------- *\/\r\n    .mas-publication-pills{\r\n      display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 28px;padding:0;list-style:none;\r\n    }\r\n    .mas-publication-pills li{\r\n      border:1.5px solid var(--mas-gold);border-radius:999px;\r\n      padding:8px 18px;font-size:14px;font-weight:700;color:var(--mas-ink);\r\n      background:#fff;margin:0 !important;\r\n    }\r\n\r\n    \/* ---------- TIER CARDS ---------- *\/\r\n    .mas-publication-tiers{\r\n      display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:22px 0 30px;\r\n    }\r\n\r\n    \/* ---------- LIST COMPONENT SPECIFICITY FIXES ---------- *\/\r\n    .mas-publication-section ul.mas-publication-pills{\r\n      display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 28px;padding:0;list-style:none;\r\n    }\r\n    .mas-publication-section ul.mas-publication-pills li{font-size:14px;margin:0;}\r\n    .mas-publication-section ul.mas-publication-checklist{list-style:none;margin:18px 0 30px;padding:0;}\r\n    .mas-publication-section ul.mas-publication-checklist li{margin:0;font-size:15px;}\r\n\r\n    \/* ---------- RESPONSIVE ---------- *\/\r\n    @media (max-width:900px){\r\n      .mas-publication-wrapper{--mas-pad:28px;}\r\n      .mas-publication-takeaways{grid-template-columns:1fr;}\r\n      .mas-publication-section h3{font-size:18px;}\r\n      .mas-publication-flow-arrow{display:none;}\r\n      .mas-publication-flow-item{flex:1 1 100%;}\r\n    }\r\n\r\n    @media (max-width:768px){\r\n      .mas-publication-wrapper{--mas-pad:18px;}\r\n      .mas-publication-toc{padding:22px 20px;}\r\n      .mas-publication-toc a{padding:15px 4px;min-height:48px;}\r\n      .mas-publication-section{padding:32px 0 6px;}\r\n      .mas-publication-section-head{gap:10px;}\r\n      .mas-publication-num{width:32px;height:32px;font-size:15px;}\r\n      .mas-publication-statbox,\r\n      .mas-publication-warning{padding:18px 20px;}\r\n      .mas-publication-step{flex-direction:column;}\r\n      .mas-publication-step-label{min-width:100%;justify-content:flex-start;padding:9px 16px;}\r\n      .mas-publication-faq-q{padding:16px 0;min-height:48px;font-size:16px;}\r\n      .mas-publication-faq-a p{padding-right:0;}\r\n      .mas-publication-quote{padding:24px 22px;font-size:16px;}\r\n\r\n      .mas-publication-download{\r\n        position:fixed;left:0;right:0;bottom:0;top:auto;transform:none;\r\n        width:100%;\r\n      }\r\n      .mas-publication-download a,\r\n      .mas-publication-download button{\r\n        writing-mode:horizontal-tb;text-orientation:initial;transform:none;\r\n        justify-content:center;border-radius:0;\r\n        padding:16px 24px;font-size:15px;\r\n        box-shadow:0 -2px 12px rgba(0,0,0,.18);\r\n        width:100%;\r\n      }\r\n      .mas-publication-download svg{transform:none;}\r\n      .mas-publication-body{padding-bottom:84px;}\r\n      .mas-publication-modal{padding:28px 20px 24px;}\r\n    }\r\n\r\n    @media (max-width:480px){\r\n      .mas-publication-section p,\r\n      .mas-publication-section ul li,\r\n      .mas-publication-section ol li{font-size:15px;}\r\n      .mas-publication-section-head h2{font-size:21px;}\r\n      .mas-publication-section 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h4{margin:0;font-size:16px;line-height:1.35;}\r\n    .mas-publication-card-dark .mas-publication-card-icon{background:var(--mas-gold);color:var(--mas-black);}\r\n\r\n    \/* Search-term pills with magnifier *\/\r\n    .mas-publication-section ul.mas-publication-pills li{display:inline-flex;align-items:center;gap:7px;}\r\n    .mas-publication-pills svg{flex:0 0 auto;color:var(--mas-dark-gold);}\r\n    .mas-publication-card-icon svg{display:block;}\r\n\r\n    \/* Table first column emphasis *\/\r\n    .mas-publication-table td strong{color:var(--mas-ink);}\r\n  <\/style>\r\n\r\n  <div class=\"mas-publication-body\">\r\n\r\n    <!-- ================= ABOUT \/ DISCLAIMER ================= -->\r\n    <section class=\"mas-publication-details\">\r\n\r\n      <p class=\"mas-publication-block-label\">About This Guide<\/p>\r\n      <p>This guide is designed to help bookkeepers, accountants, finance teams, and business owners categorize transactions in Net.CHB accurately and consistently. It explains the complete categorization workflow: accessing and filtering transactions, reviewing transaction details, selecting and updating categories, handling income, expense, and transfer transactions, matching records, resolving unmatched and uncategorized items, and using reports to confirm that transactions have been recorded in the appropriate accounts. The guide is optimized for both human readers and AI-assisted search engines (AEO\/GEO), making it a useful reference for anyone responsible for maintaining accurate financial records in Net.CHB.<\/p>\r\n\r\n      <p class=\"mas-publication-block-label\">How to Use This Guide<\/p>\r\n      <p>Sections 1 to 3 explain the workflow and how to prepare each transaction for categorization. Sections 4 to 6 cover the core categorization, matching, and resolution tasks. Sections 7 and 8 focus on review, reporting, and a complete worked example. The FAQ and Key Takeaways at the end provide quick answers for day-to-day reference.<\/p>\r\n\r\n      <p class=\"mas-publication-block-label\">Disclaimer<\/p>\r\n      <p class=\"mas-publication-disclaimer\">This E-Guide is for informational purposes only and does not constitute legal, tax, or accounting advice. Screens, field names, and options may vary depending on the version and configuration of Net.CHB in use. Consult a qualified accounting professional for guidance specific to your business.<\/p>\r\n    <\/section>\r\n\r\n    <!-- ================= TABLE OF CONTENTS ================= -->\r\n    <nav class=\"mas-publication-toc\" aria-label=\"Table of contents\">\r\n      <h2>Table of Contents<\/h2>\r\n      <ol>\r\n        <li class=\"mas-publication-toc-plain\"><a href=\"#executive-summary\">Executive Summary<\/a><\/li>\r\n        <li><a href=\"#section-1\">Understanding Transaction Categorization in Net.CHB<\/a><\/li>\r\n        <li><a href=\"#section-2\">Accessing and Identifying Transactions That Require Action<\/a><\/li>\r\n        <li><a href=\"#section-3\">Reviewing Transaction Details Before Categorization<\/a><\/li>\r\n        <li><a href=\"#section-4\">Selecting, Searching, and Updating Categories<\/a><\/li>\r\n        <li><a href=\"#section-5\">Handling Income, Expense, and Transfer Transactions<\/a><\/li>\r\n        <li><a href=\"#section-6\">Matching, Unmatched, and Uncategorized Transactions<\/a><\/li>\r\n        <li><a href=\"#section-7\">Reviewing Transactions and Reports Before Finalizing<\/a><\/li>\r\n        <li><a href=\"#section-8\">Putting It into Practice<\/a><\/li>\r\n        <li class=\"mas-publication-toc-plain\"><a href=\"#faq\">Frequently Asked Questions<\/a><\/li>\r\n        <li class=\"mas-publication-toc-plain\"><a href=\"#key-takeaways\">Key Takeaways<\/a><\/li>\r\n        <li class=\"mas-publication-toc-plain\"><a href=\"#conclusion\">Conclusion<\/a><\/li>\r\n        <li class=\"mas-publication-toc-plain\"><a href=\"#resources\">Further Reading &amp; Official Resources<\/a><\/li>\r\n      <\/ol>\r\n    <\/nav>\r\n\r\n    <!-- ================= EXECUTIVE SUMMARY ================= -->\r\n    <section class=\"mas-publication-section\" id=\"executive-summary\">\r\n      <p class=\"mas-publication-eyebrow\">Section Overview<\/p>\r\n      <div class=\"mas-publication-section-head\">\r\n        <h2>Executive Summary<\/h2>\r\n      <\/div>\r\n\r\n      <p>Accurate financial reporting does not begin with the report. It begins with the individual transaction, and with the decision about where that transaction belongs. Net.CHB is used to review and manage financial transactions and maintain organized accounting records. A transaction available in the system may require review before it can be finalized: the transaction details are checked, the correct category or account is selected, and any unclear or unmatched items are investigated.<\/p>\r\n\r\n      <p>This guide sets out the practical process for doing that work consistently: <strong>opening transactions, reviewing details, selecting categories, handling unmatched items, and reviewing reports<\/strong>. Each stage is explained with step-by-step processes, examples, and review checks that can be applied to any company or file in Net.CHB.<\/p>\r\n\r\n      <p>Whether you are a bookkeeper processing transactions daily, an accountant reviewing a file before period-end, or a business owner who wants confidence in the numbers, this guide provides a repeatable method for categorizing transactions so that the Profit and Loss, Balance Sheet, and account reports reflect what actually happened in the business.<\/p>\r\n\r\n      <div class=\"mas-publication-statbox\">\r\n        <p class=\"mas-publication-box-title\">Key Principles at a Glance<\/p>\r\n        <ul>\r\n          <li>Every transaction should be reviewed before it is confirmed; an existing or suggested category is not automatically correct.<\/li>\r\n          <li>The selected category should represent the actual purpose of the transaction.<\/li>\r\n          <li>Checking for an existing match before categorizing helps avoid duplicate entries.<\/li>\r\n          <li>A deposit should be confirmed as income before it is categorized as revenue.<\/li>\r\n          <li>Transfers should be identified separately so they do not affect income or expense reports.<\/li>\r\n          <li>Unclear items should remain pending until the correct treatment is confirmed.<\/li>\r\n          <li>Reports help identify categorization errors before the accounting period is completed.<\/li>\r\n        <\/ul>\r\n      <\/div>\r\n\r\n      <h3>The Core Process<\/h3>\r\n      <div class=\"mas-publication-flow\">\r\n        <div class=\"mas-publication-flow-item\">Open<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Review<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Categorize<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Match<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Save<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Check<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Report<\/div>\r\n      <\/div>\r\n\r\n      <p>This guide is optimized for both human readers and AI-assisted search engines (AEO\/GEO), making it an authoritative reference for anyone responsible for transaction categorization in Net.CHB.<\/p>\r\n    <\/section>\r\n\r\n    <!-- ================= SECTION 1 ================= -->\r\n    <section class=\"mas-publication-section\" id=\"section-1\">\r\n      <div class=\"mas-publication-section-head\">\r\n        <span class=\"mas-publication-num\">1<\/span>\r\n        <h2>Understanding Transaction Categorization in Net.CHB<\/h2>\r\n      <\/div>\r\n\r\n      <h3>What Transaction Categorization Means<\/h3>\r\n      <p>Transaction categorization is the process of assigning each transaction to the category or account that reflects what the transaction actually represents: a rent payment to Rent, a payment for accounting services to Professional Fees, or a movement between two business bank accounts to a transfer. In Net.CHB, this is the step that turns bank and card activity into organized accounting records.<\/p>\r\n\r\n      <p>Net.CHB is used to review and manage financial transactions and maintain organized accounting records. A transaction available in the system may require review before it can be finalized. The transaction details are checked, the correct category or account is selected, and any unclear or unmatched items are investigated.<\/p>\r\n\r\n      <p><strong>This guide focuses on the practical process of:<\/strong><\/p>\r\n      <div class=\"mas-publication-flow\">\r\n        <div class=\"mas-publication-flow-item\">Opening Transactions<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Reviewing Details<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Selecting Categories<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Handling Unmatched Items<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Reviewing Reports<\/div>\r\n      <\/div>\r\n\r\n      <h3>Why Accurate Categorization Matters<\/h3>\r\n      <p>Every category selected in Net.CHB feeds directly into the financial reports. When a transaction is placed in the wrong category, the error does not stay with that one transaction; it carries through to account balances, the Profit and Loss, and the Balance Sheet. The table below shows how common categorization errors affect reporting.<\/p>\r\n\r\n      <div class=\"mas-publication-table-scroll\">\r\n        <table class=\"mas-publication-table\">\r\n          <thead>\r\n            <tr><th>Categorization Error<\/th><th>Effect on Financial Reporting<\/th><\/tr>\r\n          <\/thead>\r\n          <tbody>\r\n            <tr><td><strong>Expense recorded in the wrong expense category<\/strong><\/td><td>Individual expense lines are misstated, even if total expenses are correct<\/td><\/tr>\r\n            <tr><td><strong>Deposit recorded as income when it is not income<\/strong><\/td><td>Revenue is overstated (for example, a refund, transfer, or loan proceeds)<\/td><\/tr>\r\n            <tr><td><strong>Transfer recorded as an expense or as income<\/strong><\/td><td>Income or expense reports are distorted by money that never left the business<\/td><\/tr>\r\n            <tr><td><strong>Duplicate entry created instead of matching<\/strong><\/td><td>Transactions and balances are counted twice<\/td><\/tr>\r\n            <tr><td><strong>Transactions left uncategorized at period-end<\/strong><\/td><td>Reports are incomplete and account balances cannot be relied on<\/td><\/tr>\r\n          <\/tbody>\r\n        <\/table>\r\n      <\/div>\r\n\r\n      <h3>The Overall Workflow in Net.CHB<\/h3>\r\n      <p>The transaction categorization process can generally be followed in the following order:<\/p>\r\n\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Access the required company or file.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Open the transaction or bank activity section.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Review transactions requiring action.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>Select an individual transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Check the available transaction details.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 6<\/div><div class=\"mas-publication-step-text\"><span>Select or update the appropriate category.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 7<\/div><div class=\"mas-publication-step-text\"><span>Match the transaction with existing records, if applicable.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 8<\/div><div class=\"mas-publication-step-text\"><span>Save or confirm the transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 9<\/div><div class=\"mas-publication-step-text\"><span>Review unmatched or uncategorized transactions.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 10<\/div><div class=\"mas-publication-step-text\"><span>Review reports and account balances.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <p><strong>Workflow:<\/strong><\/p>\r\n      <div class=\"mas-publication-flow\">\r\n        <div class=\"mas-publication-flow-item\">Transactions<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Review<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Categorize \/ Match<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Save<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Reconcile<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Review Reports<\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-warning\">\r\n        <p class=\"mas-publication-box-title\">Key Rule<\/p>\r\n        <p>Categorization is not complete when a category is selected. It is complete when the transaction has been saved, its status has been updated, and it appears in the correct account on the related reports.<\/p>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- ================= SECTION 2 ================= -->\r\n    <section class=\"mas-publication-section\" id=\"section-2\">\r\n      <div class=\"mas-publication-section-head\">\r\n        <span class=\"mas-publication-num\">2<\/span>\r\n        <h2>Accessing and Identifying Transactions That Require Action<\/h2>\r\n      <\/div>\r\n\r\n      <h3>Accessing the Required Transactions<\/h3>\r\n      <p>The first step is to access the company and the section where transactions are available for review. Depending on the transaction source, the user may need to review:<\/p>\r\n\r\n      <div class=\"mas-publication-tiers\">\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M3 10h18\"\/><path d=\"M12 3 3 8h18z\"\/><path d=\"M5 10v8M9.5 10v8M14.5 10v8M19 10v8\"\/><path d=\"M3 21h18\"\/><\/svg><\/span><h4>Bank transactions<\/h4><\/div>\r\n          <p>Activity from the business&rsquo;s bank accounts<\/p>\r\n        <\/div>\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"2.5\" y=\"5\" width=\"19\" height=\"14\" rx=\"2\"\/><path d=\"M2.5 10h19\"\/><path d=\"M6.5 15h4\"\/><\/svg><\/span><h4>Credit card transactions<\/h4><\/div>\r\n          <p>Charges, payments, and credits on business cards<\/p>\r\n        <\/div>\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 3v11\"\/><path d=\"m7.5 9.5 4.5 4.5 4.5-4.5\"\/><path d=\"M4 15v4a1 1 0 0 0 1 1h14a1 1 0 0 0 1-1v-4\"\/><\/svg><\/span><h4>Income transactions<\/h4><\/div>\r\n          <p>Money received into the business<\/p>\r\n        <\/div>\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 14V3\"\/><path d=\"m7.5 7.5 4.5-4.5 4.5 4.5\"\/><path d=\"M4 15v4a1 1 0 0 0 1 1h14a1 1 0 0 0 1-1v-4\"\/><\/svg><\/span><h4>Expense transactions<\/h4><\/div>\r\n          <p>Money paid out by the business<\/p>\r\n        <\/div>\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M3 5a2 2 0 0 1 2-2h7l9 9-9 9-9-9z\"\/><circle cx=\"8\" cy=\"8\" r=\"1.5\"\/><\/svg><\/span><h4>Uncategorized transactions<\/h4><\/div>\r\n          <p>Items with no category assigned yet<\/p>\r\n        <\/div>\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M10 13a5 5 0 0 0 7.1 0l3-3a5 5 0 0 0-7.1-7.1l-1.2 1.2\"\/><path d=\"M14 11a5 5 0 0 0-7.1 0l-3 3a5 5 0 0 0 7.1 7.1l1.2-1.2\"\/><\/svg><\/span><h4>Unmatched transactions<\/h4><\/div>\r\n          <p>Items with no confirmed corresponding record<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <p>The transactions should first be filtered to identify items that still require action.<\/p>\r\n\r\n      <h3>Identifying Transactions That Require Action<\/h3>\r\n      <p>The transaction list should be reviewed to identify items that have not yet been completed. Filters narrow the list so that attention goes where it is needed. Useful filters may include:<\/p>\r\n\r\n      <div class=\"mas-publication-table-scroll\">\r\n        <table class=\"mas-publication-table\">\r\n          <thead>\r\n            <tr><th>Filter<\/th><th>What It Helps Identify<\/th><\/tr>\r\n          <\/thead>\r\n          <tbody>\r\n            <tr><td><strong>Uncategorized<\/strong><\/td><td>Transactions that do not yet have a category or account assigned<\/td><\/tr>\r\n            <tr><td><strong>Unmatched<\/strong><\/td><td>Transactions for which a corresponding record has not been confirmed<\/td><\/tr>\r\n            <tr><td><strong>Pending<\/strong><\/td><td>Transactions awaiting information, clarification, or final confirmation<\/td><\/tr>\r\n            <tr><td><strong>New transactions<\/strong><\/td><td>Recently added activity that has not yet been reviewed<\/td><\/tr>\r\n            <tr><td><strong>Specific date range<\/strong><\/td><td>Transactions within the period currently being worked on<\/td><\/tr>\r\n            <tr><td><strong>Specific bank or account<\/strong><\/td><td>Activity for a single bank, card, or account<\/td><\/tr>\r\n          <\/tbody>\r\n        <\/table>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-statbox\">\r\n        <p class=\"mas-publication-box-title\">Practical Tip<\/p>\r\n        <ul>\r\n          <li>Using filters helps focus on transactions that still require review instead of reviewing all transactions again. Combining filters, for example <strong>Uncategorized<\/strong> with a <strong>specific date range<\/strong> and <strong>specific bank account<\/strong>, produces a focused work list for the period being closed.<\/li>\r\n        <\/ul>\r\n      <\/div>\r\n\r\n      <h3>Building a Focused Work List<\/h3>\r\n      <p>A consistent routine at the start of each review session keeps the work organized and ensures that no transaction is overlooked. The sequence below applies the filters described above in a practical order.<\/p>\r\n\r\n      <div class=\"mas-publication-flow\">\r\n        <div class=\"mas-publication-flow-item\">Select the Bank or Account<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Set the Date Range<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Apply Uncategorized \/ Unmatched Filters<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Work Through Each Item<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Recheck the Filtered List<\/div>\r\n      <\/div>\r\n\r\n      <p>Working account by account and period by period in this way makes it clear when a set of transactions is complete: the filtered list for that account and date range no longer shows any items requiring action. Anything that remains should be a transaction deliberately kept pending for clarification.<\/p>\r\n    <\/section>\r\n\r\n    <!-- ================= SECTION 3 ================= -->\r\n    <section class=\"mas-publication-section\" id=\"section-3\">\r\n      <div class=\"mas-publication-section-head\">\r\n        <span class=\"mas-publication-num\">3<\/span>\r\n        <h2>Reviewing Transaction Details Before Categorization<\/h2>\r\n      <\/div>\r\n\r\n      <h3>Opening and Reviewing a Transaction<\/h3>\r\n      <p>After selecting a transaction, the available information should be reviewed before assigning a category. The details may include:<\/p>\r\n\r\n      <div class=\"mas-publication-table-scroll\">\r\n        <table class=\"mas-publication-table\">\r\n          <thead>\r\n            <tr><th>Transaction Detail<\/th><th>Why It Matters<\/th><\/tr>\r\n          <\/thead>\r\n          <tbody>\r\n            <tr><td><strong>Transaction date<\/strong><\/td><td>Places the transaction in the correct period and supports matching<\/td><\/tr>\r\n            <tr><td><strong>Amount<\/strong><\/td><td>Must agree with supporting documents and any potential match<\/td><\/tr>\r\n            <tr><td><strong>Payee or vendor<\/strong><\/td><td>Shows who was paid, or who made the payment<\/td><\/tr>\r\n            <tr><td><strong>Transaction description<\/strong><\/td><td>Often indicates the purpose of the payment or receipt<\/td><\/tr>\r\n            <tr><td><strong>Bank reference<\/strong><\/td><td>Helps trace the item to statements, invoices, or remittances<\/td><\/tr>\r\n            <tr><td><strong>Account<\/strong><\/td><td>Identifies the bank, card, or account the transaction relates to<\/td><\/tr>\r\n            <tr><td><strong>Existing category<\/strong><\/td><td>Shows whether a category has already been assigned or suggested<\/td><\/tr>\r\n            <tr><td><strong>Match status<\/strong><\/td><td>Shows whether the transaction is linked to an existing record<\/td><\/tr>\r\n          <\/tbody>\r\n        <\/table>\r\n      <\/div>\r\n\r\n      <p>This information helps determine the correct treatment of the transaction.<\/p>\r\n\r\n      <h3>Checking the Transaction Details Before Categorization<\/h3>\r\n      <p>Before selecting a category, the transaction should be understood properly. The following questions can be considered:<\/p>\r\n\r\n      <div class=\"mas-publication-tiers\">\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\">?<\/span><h4>Who was the payment made to?<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\">?<\/span><h4>What was the payment for?<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\">?<\/span><h4>Is it related to normal business activity?<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\">?<\/span><h4>Has this vendor appeared before?<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\">?<\/span><h4>Is there an invoice or supporting document?<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\">?<\/span><h4>Is it a payment, receipt, refund, or transfer?<\/h4><\/div><\/div>\r\n      <\/div>\r\n\r\n      <p>If the information is sufficient, the transaction can be categorized. If not, additional information should be checked.<\/p>\r\n\r\n      <div class=\"mas-publication-flow\">\r\n        <div class=\"mas-publication-flow-item\">Review the Transaction Details<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Is the Information Sufficient?<\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-compare\">\r\n        <div class=\"mas-publication-card mas-publication-card-gold\">\r\n          <p class=\"mas-publication-card-tag\">Yes<\/p>\r\n          <h4>Select the category, then save or confirm the transaction<\/h4>\r\n        <\/div>\r\n        <div class=\"mas-publication-card mas-publication-card-dark\">\r\n          <p class=\"mas-publication-card-tag\">No<\/p>\r\n          <h4>Check additional information, request clarification, or keep it pending<\/h4>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-note\">\r\n        <p class=\"mas-publication-box-title\">Example<\/p>\r\n        <p>A payment is made to a regular software vendor with the description &ldquo;monthly subscription.&rdquo; The payee is known, the purpose is clear, the payment relates to normal business activity, the vendor has appeared before, and an invoice is available. The information is sufficient, so the transaction can be categorized as <strong>Software Subscription<\/strong> and saved.<\/p>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- ================= SECTION 4 ================= -->\r\n    <section class=\"mas-publication-section\" id=\"section-4\">\r\n      <div class=\"mas-publication-section-head\">\r\n        <span class=\"mas-publication-num\">4<\/span>\r\n        <h2>Selecting, Searching, and Updating Categories<\/h2>\r\n      <\/div>\r\n\r\n      <h3>Selecting the Correct Category in Net.CHB<\/h3>\r\n      <p>Once the purpose of the transaction is clear, the appropriate category or account can be selected from the available options.<\/p>\r\n\r\n      <h4>General Process<\/h4>\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Open the transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Locate the <strong>Category\/Account<\/strong> field.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Open the category list.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>Search for the appropriate account.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Select the required category.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 6<\/div><div class=\"mas-publication-step-text\"><span>Review the selected category.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 7<\/div><div class=\"mas-publication-step-text\"><span>Save or confirm the transaction.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-warning\">\r\n        <p class=\"mas-publication-box-title\">Key Rule<\/p>\r\n        <p>The selected category should represent the <strong>actual purpose<\/strong> of the transaction, not simply the vendor name or the category that appears first in the list.<\/p>\r\n      <\/div>\r\n\r\n      <h3>Searching for Categories<\/h3>\r\n      <p>When there are many accounts available, the search option can be used to locate the required category. For example, categories may be searched using terms such as:<\/p>\r\n\r\n      <ul class=\"mas-publication-pills\">\r\n        <li><svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"m20 20-3.8-3.8\"\/><\/svg>Rent<\/li>\r\n        <li><svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"m20 20-3.8-3.8\"\/><\/svg>Advertising<\/li>\r\n        <li><svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"m20 20-3.8-3.8\"\/><\/svg>Software<\/li>\r\n        <li><svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"m20 20-3.8-3.8\"\/><\/svg>Insurance<\/li>\r\n        <li><svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"m20 20-3.8-3.8\"\/><\/svg>Office<\/li>\r\n        <li><svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"m20 20-3.8-3.8\"\/><\/svg>Professional Fees<\/li>\r\n      <\/ul>\r\n\r\n      <p>The account name should be reviewed carefully before selection, especially where similar categories are available.<\/p>\r\n\r\n      <div class=\"mas-publication-note\">\r\n        <p class=\"mas-publication-box-title\">Example<\/p>\r\n        <p><strong>Software Subscription<\/strong> and <strong>Office Supplies<\/strong> may both be available, but only the category matching the purpose of the transaction should be selected. A monthly payment for accounting software belongs under Software Subscription, even though a search for &ldquo;Office&rdquo; may also return Office Supplies.<\/p>\r\n      <\/div>\r\n\r\n      <h3>Reviewing Existing or Suggested Categories<\/h3>\r\n      <p>Some transactions may already have a category assigned or may show a suggested category based on previous activity. Before confirming the category:<\/p>\r\n\r\n      <ul class=\"mas-publication-checklist\">\r\n        <li>Review the transaction description.<\/li>\r\n        <li>Confirm the vendor.<\/li>\r\n        <li>Check the purpose of the payment.<\/li>\r\n        <li>Review previous similar transactions.<\/li>\r\n        <li>Confirm that the suggested category is appropriate.<\/li>\r\n      <\/ul>\r\n\r\n      <div class=\"mas-publication-warning\">\r\n        <p class=\"mas-publication-box-title\">Important Note<\/p>\r\n        <p>A suggested category reflects how similar transactions were treated in the past. It does not confirm how <em>this<\/em> transaction should be treated. An existing category should be changed if it does not correctly represent the current transaction.<\/p>\r\n      <\/div>\r\n\r\n      <h3>Updating an Incorrect Category<\/h3>\r\n      <p>If a transaction has been categorized incorrectly, it should be reviewed and updated.<\/p>\r\n\r\n      <h4>General Process<\/h4>\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Locate the transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Open the transaction details.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Review the currently selected category.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>Select the category field.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Remove or change the incorrect category.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 6<\/div><div class=\"mas-publication-step-text\"><span>Select the correct category.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 7<\/div><div class=\"mas-publication-step-text\"><span>Save or update the transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 8<\/div><div class=\"mas-publication-step-text\"><span>Confirm that the change has been applied.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <p>Updating incorrect categories before reporting helps prevent incorrect account balances.<\/p>\r\n    <\/section>\r\n\r\n    <!-- ================= SECTION 5 ================= -->\r\n    <section class=\"mas-publication-section\" id=\"section-5\">\r\n      <div class=\"mas-publication-section-head\">\r\n        <span class=\"mas-publication-num\">5<\/span>\r\n        <h2>Handling Income, Expense, and Transfer Transactions<\/h2>\r\n      <\/div>\r\n\r\n      <h3>Handling Income Transactions<\/h3>\r\n      <p>For money received, the transaction details should first be reviewed to identify the source. Not every deposit is income, so the source determines the treatment. Possible sources include:<\/p>\r\n\r\n      <div class=\"mas-publication-table-scroll\">\r\n        <table class=\"mas-publication-table\">\r\n          <thead>\r\n            <tr><th>Source of Funds<\/th><th>Is It Income?<\/th><th>What to Consider<\/th><\/tr>\r\n          <\/thead>\r\n          <tbody>\r\n            <tr><td><strong>Customer payment<\/strong><\/td><td>Yes<\/td><td>Check for an existing matching record before categorizing<\/td><\/tr>\r\n            <tr><td><strong>Sales income<\/strong><\/td><td>Yes<\/td><td>Select the appropriate sales income category<\/td><\/tr>\r\n            <tr><td><strong>Service income<\/strong><\/td><td>Yes<\/td><td>Select the appropriate service income category<\/td><\/tr>\r\n            <tr><td><strong>Refund<\/strong><\/td><td>Usually not<\/td><td>Review against the original transaction it relates to<\/td><\/tr>\r\n            <tr><td><strong>Transfer<\/strong><\/td><td>No<\/td><td>Money moving between the business&rsquo;s own accounts<\/td><\/tr>\r\n            <tr><td><strong>Loan proceeds<\/strong><\/td><td>No<\/td><td>Borrowed funds that must be repaid, not revenue<\/td><\/tr>\r\n          <\/tbody>\r\n        <\/table>\r\n      <\/div>\r\n\r\n      <h4>Process<\/h4>\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Open the received transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Review the source and description.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Check for an existing matching record.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>If required, select the appropriate income category.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Save or confirm the transaction.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-warning\">\r\n        <p class=\"mas-publication-box-title\">Key Rule<\/p>\r\n        <p>It is important to confirm that a deposit is actually income before categorizing it as revenue.<\/p>\r\n      <\/div>\r\n\r\n      <h3>Handling Expense Transactions<\/h3>\r\n      <p>For money paid, the purpose of the payment should be identified before selecting a category.<\/p>\r\n\r\n      <h4>Process<\/h4>\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Open the expense transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Review the vendor and transaction description.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Check supporting information, if available.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>Select the appropriate expense category.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Add relevant details or notes, if required.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 6<\/div><div class=\"mas-publication-step-text\"><span>Save or confirm the transaction.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <h4>Examples<\/h4>\r\n      <div class=\"mas-publication-table-scroll\">\r\n        <table class=\"mas-publication-table\">\r\n          <thead>\r\n            <tr><th>Payment<\/th><th>Category<\/th><\/tr>\r\n          <\/thead>\r\n          <tbody>\r\n            <tr><td><strong>Rent payment<\/strong><\/td><td>&rarr;&nbsp; Rent<\/td><\/tr>\r\n            <tr><td><strong>Software payment<\/strong><\/td><td>&rarr;&nbsp; Software Subscription<\/td><\/tr>\r\n            <tr><td><strong>Advertisement payment<\/strong><\/td><td>&rarr;&nbsp; Advertising<\/td><\/tr>\r\n            <tr><td><strong>Accounting services<\/strong><\/td><td>&rarr;&nbsp; Professional Fees<\/td><\/tr>\r\n          <\/tbody>\r\n        <\/table>\r\n      <\/div>\r\n\r\n      <h3>Handling Transfers<\/h3>\r\n      <p>Transfers should be identified separately from normal income and expenses. A transfer moves money between accounts that belong to the same business; it is neither earned nor spent.<\/p>\r\n\r\n      <div class=\"mas-publication-flow\">\r\n        <div class=\"mas-publication-flow-item\">Business Account A<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Transfer (Not Income \/ Not Expense)<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Business Account B<\/div>\r\n      <\/div>\r\n\r\n      <h4>Process<\/h4>\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Open the transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Check the source and destination account.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Confirm whether both accounts belong to the same business.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>Search for the corresponding transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Match or record the transaction as a transfer.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 6<\/div><div class=\"mas-publication-step-text\"><span>Confirm the final treatment.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-warning\">\r\n        <p class=\"mas-publication-box-title\">Why This Matters<\/p>\r\n        <p>This prevents transfers from incorrectly affecting income or expense reports. If a $2,000 transfer from a checking account to a savings account is recorded as an expense, expenses are overstated by $2,000 and profit is understated by the same amount, even though the business has not spent any money.<\/p>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- ================= SECTION 6 ================= -->\r\n    <section class=\"mas-publication-section\" id=\"section-6\">\r\n      <div class=\"mas-publication-section-head\">\r\n        <span class=\"mas-publication-num\">6<\/span>\r\n        <h2>Matching, Unmatched, and Uncategorized Transactions<\/h2>\r\n      <\/div>\r\n\r\n      <h3>Matching Transactions in Net.CHB<\/h3>\r\n      <p>Some transactions may already have a corresponding entry in the system. Before creating or categorizing a new transaction, check whether a match is available.<\/p>\r\n\r\n      <h4>General Process<\/h4>\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Select the transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Review available matching options.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Compare the date and amount.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>Confirm that both records relate to the same transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Select the correct match.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 6<\/div><div class=\"mas-publication-step-text\"><span>Confirm or save the match.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-note\">\r\n        <p class=\"mas-publication-box-title\">Example<\/p>\r\n        <p>A bank deposit of $1,250 appears on the 12th. A record for the same customer and the same amount already exists in the system. Matching the deposit to that record connects the two. Categorizing the deposit as new income instead would record the same $1,250 twice.<\/p>\r\n        <p style=\"margin-top:10px;font-style:normal;\"><strong>Matching helps avoid duplicate entries and keeps transaction records connected.<\/strong><\/p>\r\n      <\/div>\r\n\r\n      <h3>Handling Unmatched Transactions<\/h3>\r\n      <p>An unmatched transaction is a transaction for which a corresponding record cannot currently be confirmed. When this happens:<\/p>\r\n\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Review the transaction description.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Check the amount and date.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Search for similar transactions.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>Review existing records.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Check available documents.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 6<\/div><div class=\"mas-publication-step-text\"><span>Request clarification if necessary.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 7<\/div><div class=\"mas-publication-step-text\"><span>Keep the transaction pending if information is insufficient.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-flow\">\r\n        <div class=\"mas-publication-flow-item\">Unmatched<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Investigate<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Pending (if unclear)<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Treatment Confirmed<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Completed<\/div>\r\n      <\/div>\r\n\r\n      <p>The transaction should be completed once the correct treatment is confirmed.<\/p>\r\n\r\n      <h3>Reviewing Uncategorized Transactions<\/h3>\r\n      <p>The transaction list should be checked regularly for items that have not yet been categorized.<\/p>\r\n\r\n      <h4>Process<\/h4>\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Apply the <strong>Uncategorized<\/strong> filter.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Review each transaction individually.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Check the available details.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>Select the appropriate category where information is available.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Keep unclear items pending for clarification.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 6<\/div><div class=\"mas-publication-step-text\"><span>Recheck the list after updates.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <p>The goal is to reduce the number of transactions remaining uncategorized before completing the period.<\/p>\r\n\r\n      <h3>Adding Notes or Supporting Information<\/h3>\r\n      <p>For unclear or unusual transactions, available notes or additional information can be added where the system allows. Useful information may include:<\/p>\r\n\r\n      <div class=\"mas-publication-tiers\">\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"5\" y=\"3\" width=\"14\" height=\"18\" rx=\"2\"\/><path d=\"M9 8h6M9 12h6M9 16h4\"\/><\/svg><\/span><h4>Reason for the selected category<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\">?<\/span><h4>Vendor clarification<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M14 3H7a2 2 0 0 0-2 2v14a2 2 0 0 0 2 2h10a2 2 0 0 0 2-2V8z\"\/><path d=\"M14 3v5h5\"\/><path d=\"M9 13h6M9 17h6\"\/><\/svg><\/span><h4>Reference number<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"m5 12.5 4.5 4.5L19 7.5\"\/><\/svg><\/span><h4>Client confirmation<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M9 6h11M9 12h11M9 18h11\"\/><circle cx=\"4.5\" cy=\"6\" r=\"1\"\/><circle cx=\"4.5\" cy=\"12\" r=\"1\"\/><circle cx=\"4.5\" cy=\"18\" r=\"1\"\/><\/svg><\/span><h4>Invoice details<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-card\"><div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 7v5l3.5 2\"\/><\/svg><\/span><h4>Date clarification was received<\/h4><\/div><\/div>\r\n      <\/div>\r\n\r\n      <p>Adding notes helps make future reviews easier and provides a record of why a particular treatment was used.<\/p>\r\n\r\n      <div class=\"mas-publication-note\">\r\n        <p class=\"mas-publication-box-title\">Example Note<\/p>\r\n        <p>&ldquo;Categorized as Professional Fees per vendor invoice #1042 for monthly bookkeeping services. Purpose confirmed by client.&rdquo;<\/p>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- ================= SECTION 7 ================= -->\r\n    <section class=\"mas-publication-section\" id=\"section-7\">\r\n      <div class=\"mas-publication-section-head\">\r\n        <span class=\"mas-publication-num\">7<\/span>\r\n        <h2>Reviewing Transactions and Reports Before Finalizing<\/h2>\r\n      <\/div>\r\n\r\n      <h3>Reviewing Transactions Before Finalizing<\/h3>\r\n      <p>After categorization, transactions should be reviewed again. The review should focus on:<\/p>\r\n\r\n      <ul class=\"mas-publication-checklist\">\r\n        <li>Uncategorized transactions<\/li>\r\n        <li>Unmatched transactions<\/li>\r\n        <li>Large transactions<\/li>\r\n        <li>Unusual transactions<\/li>\r\n        <li>Recently changed categories<\/li>\r\n        <li>Duplicate entries<\/li>\r\n        <li>Transactions with incomplete information<\/li>\r\n      <\/ul>\r\n\r\n      <p>Filters and transaction status can be used to identify items that still require attention.<\/p>\r\n\r\n      <h3>Checking Categorization Through Reports<\/h3>\r\n      <p>After transactions have been processed, the available reports should be reviewed. The review may include:<\/p>\r\n\r\n      <div class=\"mas-publication-compare\">\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M5 20v-6M12 20V9M19 20V4\"\/><path d=\"M3 20h18\"\/><\/svg><\/span><h4>Profit and Loss<\/h4><\/div>\r\n          <p>To check income and expense categories.<\/p>\r\n        <\/div>\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 3v18\"\/><path d=\"M5 21h14\"\/><path d=\"M4 7h16\"\/><path d=\"m4 7-2.5 6a3 3 0 0 0 5 0z\"\/><path d=\"m20 7-2.5 6a3 3 0 0 0 5 0z\"\/><\/svg><\/span><h4>Balance Sheet<\/h4><\/div>\r\n          <p>To review account balances.<\/p>\r\n        <\/div>\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M9 6h11M9 12h11M9 18h11\"\/><circle cx=\"4.5\" cy=\"6\" r=\"1\"\/><circle cx=\"4.5\" cy=\"12\" r=\"1\"\/><circle cx=\"4.5\" cy=\"18\" r=\"1\"\/><\/svg><\/span><h4>Transaction Reports<\/h4><\/div>\r\n          <p>To review individual transactions and categories.<\/p>\r\n        <\/div>\r\n        <div class=\"mas-publication-card\">\r\n          <div class=\"mas-publication-card-head\"><span class=\"mas-publication-card-icon\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M14 3H7a2 2 0 0 0-2 2v14a2 2 0 0 0 2 2h10a2 2 0 0 0 2-2V8z\"\/><path d=\"M14 3v5h5\"\/><path d=\"M9 13h6M9 17h6\"\/><\/svg><\/span><h4>Account Activity<\/h4><\/div>\r\n          <p>To review transactions recorded in a particular account.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <p>Reports help identify unusual balances that may require further review.<\/p>\r\n\r\n      <h3>Identifying Errors Through Report Review<\/h3>\r\n      <p>Reports can help identify transactions that may have been categorized incorrectly. Examples include:<\/p>\r\n\r\n      <div class=\"mas-publication-table-scroll\">\r\n        <table class=\"mas-publication-table\">\r\n          <thead>\r\n            <tr><th>Warning Sign in the Report<\/th><th>What to Review<\/th><\/tr>\r\n          <\/thead>\r\n          <tbody>\r\n            <tr><td><strong>An unusually high expense balance<\/strong><\/td><td>Transactions in that expense account for misclassified or duplicate items<\/td><\/tr>\r\n            <tr><td><strong>Income appearing in an unexpected account<\/strong><\/td><td>The source of the deposit and the category selected<\/td><\/tr>\r\n            <tr><td><strong>A negative or unusual account balance<\/strong><\/td><td>Items that may have been posted to the wrong account<\/td><\/tr>\r\n            <tr><td><strong>Unexpected activity in a miscellaneous account<\/strong><\/td><td>Whether the items belong in a more specific category<\/td><\/tr>\r\n            <tr><td><strong>A large transaction under the wrong category<\/strong><\/td><td>The transaction itself, using the transaction report<\/td><\/tr>\r\n          <\/tbody>\r\n        <\/table>\r\n      <\/div>\r\n\r\n      <p>If an unusual amount is identified, the transaction report can be reviewed to locate the transaction and update it where necessary.<\/p>\r\n\r\n      <div class=\"mas-publication-flow\">\r\n        <div class=\"mas-publication-flow-item\">Review Report<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Spot Unusual Balance<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Open Transaction Report<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Locate Transaction<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Update Category<\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- ================= SECTION 8 ================= -->\r\n    <section class=\"mas-publication-section\" id=\"section-8\">\r\n      <div class=\"mas-publication-section-head\">\r\n        <span class=\"mas-publication-num\">8<\/span>\r\n        <h2>Putting It into Practice<\/h2>\r\n      <\/div>\r\n\r\n      <h3>Example: Complete Categorization Process<\/h3>\r\n      <p>The following example brings the full workflow together for a single transaction: <strong>a payment of $500 to a vendor<\/strong>.<\/p>\r\n\r\n      <div class=\"mas-publication-steps\">\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 1<\/div><div class=\"mas-publication-step-text\"><span>Open the transaction in Net.CHB.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 2<\/div><div class=\"mas-publication-step-text\"><span>Review the vendor&rsquo;s name, date, amount, and description.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 3<\/div><div class=\"mas-publication-step-text\"><span>Check whether the transaction has already been matched.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 4<\/div><div class=\"mas-publication-step-text\"><span>Review previous transactions or available documents.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 5<\/div><div class=\"mas-publication-step-text\"><span>Identify the purpose of the payment.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 6<\/div><div class=\"mas-publication-step-text\"><span>Select the appropriate category.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 7<\/div><div class=\"mas-publication-step-text\"><span>Save or confirm the transaction.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 8<\/div><div class=\"mas-publication-step-text\"><span>Check that the transaction status has been updated.<\/span><\/div><\/div>\r\n        <div class=\"mas-publication-step\"><div class=\"mas-publication-step-label\">Step 9<\/div><div class=\"mas-publication-step-text\"><span>Review the related report to confirm that it appears in the correct category.<\/span><\/div><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-statbox\">\r\n        <p class=\"mas-publication-box-title\">Outcome<\/p>\r\n        <ul>\r\n          <li>The $500 payment is recorded once, in the category that reflects its actual purpose, with a confirmed status. It appears in the correct line of the Profit and Loss and can be traced back through the transaction report if questioned later.<\/li>\r\n        <\/ul>\r\n      <\/div>\r\n\r\n      <h3>Common Issues and How to Handle Them<\/h3>\r\n      <div class=\"mas-publication-table-scroll\">\r\n        <table class=\"mas-publication-table\">\r\n          <thead>\r\n            <tr><th>Issue<\/th><th>Action in Net.CHB<\/th><\/tr>\r\n          <\/thead>\r\n          <tbody>\r\n            <tr><td><strong>Category is unclear<\/strong><\/td><td>Review details and keep pending<\/td><\/tr>\r\n            <tr><td><strong>Incorrect category<\/strong><\/td><td>Edit and select the correct category<\/td><\/tr>\r\n            <tr><td><strong>Transaction is unmatched<\/strong><\/td><td>Search for a corresponding record<\/td><\/tr>\r\n            <tr><td><strong>Duplicate transaction<\/strong><\/td><td>Review both entries and correct as required<\/td><\/tr>\r\n            <tr><td><strong>Transfer appears as expense<\/strong><\/td><td>Review accounts and update treatment<\/td><\/tr>\r\n            <tr><td><strong>Information is missing<\/strong><\/td><td>Add a query or request clarification<\/td><\/tr>\r\n            <tr><td><strong>Unusual balance in report<\/strong><\/td><td>Review underlying transactions<\/td><\/tr>\r\n          <\/tbody>\r\n        <\/table>\r\n      <\/div>\r\n\r\n      <h3>Best Practices While Working in Net.CHB<\/h3>\r\n      <ul class=\"mas-publication-checklist\">\r\n        <li>Review transactions before confirming them.<\/li>\r\n        <li>Use transaction filters to identify pending items.<\/li>\r\n        <li>Check existing matches before creating new entries.<\/li>\r\n        <li>Search previous transactions for reference.<\/li>\r\n        <li>Select categories based on the actual purpose.<\/li>\r\n        <li>Update incorrect categories when identified.<\/li>\r\n        <li>Keep unclear transactions pending until clarification is available.<\/li>\r\n        <li>Review uncategorized and unmatched items regularly.<\/li>\r\n        <li>Check reports before completing the accounting period.<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <!-- ================= FAQ ================= -->\r\n    <section class=\"mas-publication-section\" id=\"faq\">\r\n      <p class=\"mas-publication-eyebrow\">Reference<\/p>\r\n      <div class=\"mas-publication-section-head\">\r\n        <h2>Frequently Asked Questions<\/h2>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-faq-item\">\r\n        <button type=\"button\" class=\"mas-publication-faq-q\" aria-expanded=\"false\">\r\n          <span>What does it mean to categorize a transaction in Net.CHB?<\/span>\r\n          <span class=\"mas-publication-faq-icon\" aria-hidden=\"true\">+<\/span>\r\n        <\/button>\r\n        <div class=\"mas-publication-faq-a\">\r\n          <p>Categorizing a transaction means assigning it to the category or account that represents its actual purpose, such as Rent, Advertising, Software Subscription, or Professional Fees. The category determines where the transaction appears in the Profit and Loss, the Balance Sheet, and account reports, so accurate categorization is the foundation of accurate financial reporting.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-faq-item\">\r\n        <button type=\"button\" class=\"mas-publication-faq-q\" aria-expanded=\"false\">\r\n          <span>How do I find transactions that still need to be categorized?<\/span>\r\n          <span class=\"mas-publication-faq-icon\" aria-hidden=\"true\">+<\/span>\r\n        <\/button>\r\n        <div class=\"mas-publication-faq-a\">\r\n          <p>Use the transaction filters. Filters such as Uncategorized, Unmatched, Pending, New transactions, a specific date range, or a specific bank or account narrow the list to items that still require action, so you do not need to review every transaction again.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-faq-item\">\r\n        <button type=\"button\" class=\"mas-publication-faq-q\" aria-expanded=\"false\">\r\n          <span>What should I check before selecting a category?<\/span>\r\n          <span class=\"mas-publication-faq-icon\" aria-hidden=\"true\">+<\/span>\r\n        <\/button>\r\n        <div class=\"mas-publication-faq-a\">\r\n          <p>Review the transaction date, amount, payee or vendor, description, bank reference, account, existing category, and match status. Then confirm who the payment was made to, what it was for, whether it relates to normal business activity, whether the vendor has appeared before, whether supporting documents exist, and whether it is a payment, receipt, refund, or transfer.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-faq-item\">\r\n        <button type=\"button\" class=\"mas-publication-faq-q\" aria-expanded=\"false\">\r\n          <span>Should I accept the category Net.CHB suggests?<\/span>\r\n          <span class=\"mas-publication-faq-icon\" aria-hidden=\"true\">+<\/span>\r\n        <\/button>\r\n        <div class=\"mas-publication-faq-a\">\r\n          <p>Only after checking it. Suggested categories are based on previous activity. Review the description, confirm the vendor, check the purpose, and compare with previous similar transactions. If the suggestion does not correctly represent the current transaction, change it.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-faq-item\">\r\n        <button type=\"button\" class=\"mas-publication-faq-q\" aria-expanded=\"false\">\r\n          <span>What is the difference between matching and categorizing a transaction?<\/span>\r\n          <span class=\"mas-publication-faq-icon\" aria-hidden=\"true\">+<\/span>\r\n        <\/button>\r\n        <div class=\"mas-publication-faq-a\">\r\n          <p>Matching links a transaction to a corresponding record that already exists in the system. Categorizing assigns a category to a transaction that has no existing record. Always check for a match first; categorizing a transaction that should have been matched creates a duplicate entry.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-faq-item\">\r\n        <button type=\"button\" class=\"mas-publication-faq-q\" aria-expanded=\"false\">\r\n          <span>What should I do with a transaction I cannot identify?<\/span>\r\n          <span class=\"mas-publication-faq-icon\" aria-hidden=\"true\">+<\/span>\r\n        <\/button>\r\n        <div class=\"mas-publication-faq-a\">\r\n          <p>Review the description, amount, and date; search for similar transactions; review existing records and available documents; and request clarification if necessary. If the information is still insufficient, keep the transaction pending and add a note. Complete it once the correct treatment is confirmed.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-faq-item\">\r\n        <button type=\"button\" class=\"mas-publication-faq-q\" aria-expanded=\"false\">\r\n          <span>Is every deposit income?<\/span>\r\n          <span class=\"mas-publication-faq-icon\" aria-hidden=\"true\">+<\/span>\r\n        <\/button>\r\n        <div class=\"mas-publication-faq-a\">\r\n          <p>No. A deposit may be a customer payment or sales or service income, but it may also be a refund, a transfer between the business&rsquo;s own accounts, or loan proceeds. Confirm that a deposit is actually income before categorizing it as revenue.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-faq-item\">\r\n        <button type=\"button\" class=\"mas-publication-faq-q\" aria-expanded=\"false\">\r\n          <span>Why should transfers not be categorized as income or expenses?<\/span>\r\n          <span class=\"mas-publication-faq-icon\" aria-hidden=\"true\">+<\/span>\r\n        <\/button>\r\n        <div class=\"mas-publication-faq-a\">\r\n          <p>A transfer moves money between accounts that belong to the same business. No money is earned or spent, so recording a transfer as income or as an expense misstates the income and expense reports. Match or record it as a transfer instead.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-faq-item\">\r\n        <button type=\"button\" class=\"mas-publication-faq-q\" aria-expanded=\"false\">\r\n          <span>How can reports help me find categorization errors?<\/span>\r\n          <span class=\"mas-publication-faq-icon\" aria-hidden=\"true\">+<\/span>\r\n        <\/button>\r\n        <div class=\"mas-publication-faq-a\">\r\n          <p>Reports such as the Profit and Loss, Balance Sheet, Transaction Reports, and Account Activity reveal unusual balances: an unusually high expense, income in an unexpected account, a negative balance, activity in a miscellaneous account, or a large transaction in the wrong category. Use the transaction report to locate the item and update it.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- ================= KEY TAKEAWAYS ================= -->\r\n    <!-- NOTE: The Key Takeaways page is not present in the supplied PDF (page 26 is missing).\r\n         These takeaways are taken directly from the PDF's \"Key Principles at a Glance\".\r\n         Replace with the final Key Takeaways text if a revised PDF includes it. -->\r\n    <section class=\"mas-publication-section\" id=\"key-takeaways\">\r\n      <p class=\"mas-publication-eyebrow\">Summary<\/p>\r\n      <div class=\"mas-publication-section-head\">\r\n        <h2>Key Takeaways<\/h2>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-takeaways\">\r\n        <div class=\"mas-publication-takeaway\"><span class=\"mas-publication-takeaway-num\">1<\/span><div><h4>Every transaction should be reviewed before it is confirmed; an existing or suggested category is not automatically correct.<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-takeaway\"><span class=\"mas-publication-takeaway-num\">2<\/span><div><h4>The selected category should represent the actual purpose of the transaction.<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-takeaway\"><span class=\"mas-publication-takeaway-num\">3<\/span><div><h4>Checking for an existing match before categorizing helps avoid duplicate entries.<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-takeaway\"><span class=\"mas-publication-takeaway-num\">4<\/span><div><h4>A deposit should be confirmed as income before it is categorized as revenue.<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-takeaway\"><span class=\"mas-publication-takeaway-num\">5<\/span><div><h4>Transfers should be identified separately so they do not affect income or expense reports.<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-takeaway\"><span class=\"mas-publication-takeaway-num\">6<\/span><div><h4>Unclear items should remain pending until the correct treatment is confirmed.<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-takeaway\"><span class=\"mas-publication-takeaway-num\">7<\/span><div><h4>Reports help identify categorization errors before the accounting period is completed.<\/h4><\/div><\/div>\r\n        <div class=\"mas-publication-takeaway\"><span class=\"mas-publication-takeaway-num\">8<\/span><div><h4>Categorization is complete only when the transaction is saved, its status is updated, and it appears in the correct account on the related reports.<\/h4><\/div><\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- ================= CONCLUSION ================= -->\r\n    <section class=\"mas-publication-section\" id=\"conclusion\">\r\n      <p class=\"mas-publication-eyebrow\">Final Thoughts<\/p>\r\n      <div class=\"mas-publication-section-head\">\r\n        <h2>Conclusion<\/h2>\r\n      <\/div>\r\n\r\n      <p>Net.CHB provides a structured way to review, categorize, match, and monitor transactions.<\/p>\r\n\r\n      <p>Accurate categorization depends on properly reviewing transaction details and completing pending or unmatched items before finalizing financial information. Regular use of transaction lists, filters, matching options, category fields, and reports can help ensure that transactions are recorded in the appropriate accounts.<\/p>\r\n\r\n      <p>None of these steps is complicated on its own. The accuracy of the final reports comes from applying them consistently to every transaction, every period: <strong>reviewing before confirming, matching before creating, keeping unclear items pending rather than guessing, and checking the reports before the period is closed.<\/strong><\/p>\r\n\r\n      <h3>Key Lessons from This Research<\/h3>\r\n      <p>This research examined the practical process of managing transaction categorization in Net.CHB. It showed how transactions can be reviewed individually, how categories can be selected or updated, and how filters can be used to identify uncategorized or pending transactions.<\/p>\r\n\r\n      <p>It also highlighted the importance of checking matching options, reviewing unclear transactions, and using financial reports to identify possible categorization errors.<\/p>\r\n\r\n      <div class=\"mas-publication-flow\">\r\n        <div class=\"mas-publication-flow-item\">Open<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Review<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Categorize<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Match<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Save<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Check<\/div>\r\n        <div class=\"mas-publication-flow-arrow\">&rarr;<\/div>\r\n        <div class=\"mas-publication-flow-item\">Report<\/div>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-quote\">\r\n        The most valuable habit in Net.CHB is simple: <strong>never confirm a transaction you do not fully understand.<\/strong> Review it, match it if a record exists, categorize it by its actual purpose, and let the reports confirm the result. If something does not look right, you already know exactly where to begin.\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- ================= RESOURCES ================= -->\r\n    <section class=\"mas-publication-section\" id=\"resources\">\r\n      <p class=\"mas-publication-eyebrow\">Resources<\/p>\r\n      <div class=\"mas-publication-section-head\">\r\n        <h2>Further Reading &amp; Official Resources<\/h2>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-res-group mas-publication-resources-list\">\r\n        <h3>Official IRS and Government Resources<\/h3>\r\n        <ul>\r\n          <li><a href=\"https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/recordkeeping\" target=\"_blank\" rel=\"noopener\">IRS: Recordkeeping for Small Businesses and Self-Employed<\/a><\/li>\r\n          <li><a href=\"https:\/\/www.irs.gov\/publications\/p583\" target=\"_blank\" rel=\"noopener\">IRS: Publication 583, Starting a Business and Keeping Records<\/a><\/li>\r\n          <li><a href=\"https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\" target=\"_blank\" rel=\"noopener\">IRS: Small Business and Self-Employed Tax Center<\/a><\/li>\r\n          <li><a href=\"https:\/\/www.sba.gov\/business-guide\/manage-your-business\/manage-your-finances\" target=\"_blank\" rel=\"noopener\">SBA: Manage Your Finances, Business Guide<\/a><\/li>\r\n        <\/ul>\r\n      <\/div>\r\n\r\n      <div class=\"mas-publication-res-group mas-publication-resources-list\">\r\n        <h3>Related MASPARTNER Resources<\/h3>\r\n        <ul>\r\n          <li><a href=\"https:\/\/maspartner.com\/en-us\/blog\/year-end-bookkeeping-for-small-business-tips\/\" target=\"_blank\" rel=\"noopener\">Year-End Bookkeeping for Small Business<\/a><\/li>\r\n          <li><a href=\"https:\/\/maspartner.com\/en-us\/publications\/accounts-guide-for-rental-property-bookkeeping\/\" target=\"_blank\" rel=\"noopener\">Separate Chart of Accounts for Every Rental Property<\/a><\/li>\r\n        <\/ul>\r\n      <\/div>\r\n\r\n    <\/section>\r\n\r\n  <\/div><!-- \/.mas-publication-body -->\r\n\r\n\r\n  <!-- ================= STICKY DOWNLOAD BUTTON (triggers CF7 modal) ================= -->\r\n  <div class=\"mas-publication-download\">\r\n    <button type=\"button\"\r\n       id=\"mas-publication-download-btn\"\r\n       title=\"Download PDF of this Publication\"\r\n       aria-label=\"Download PDF of this Publication\">\r\n      <svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 3v12\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 21h14\"\/><\/svg>\r\n      Download PDF of this Publication\r\n    <\/button>\r\n  <\/div>\r\n\r\n  <!-- ================= CF7 MODAL POPUP ================= -->\r\n  <!-- CF7 Form ID: d62a501 (title: Publication) -->\r\n  <!-- Shortcode for the Elementor Shortcode widget: [contact-form-7 id=\"d62a501\" title=\"Publication\"] -->\r\n  <!-- User must add an Elementor Shortcode widget below this Custom HTML widget -->\r\n  <div class=\"mas-publication-modal-overlay\" id=\"mas-publication-modal\">\r\n    <div class=\"mas-publication-modal\" role=\"dialog\" aria-modal=\"true\" aria-labelledby=\"mas-publication-modal-title\">\r\n      <button type=\"button\" class=\"mas-publication-modal-close\" id=\"mas-publication-modal-close\" aria-label=\"Close\">&times;<\/button>\r\n      <h3 id=\"mas-publication-modal-title\">Download This E-Guide<\/h3>\r\n      <p>Enter your details below to receive the PDF.<\/p>\r\n      <div id=\"mas-publication-cf7-slot\"><\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <script>\r\n  (function(){\r\n    var wrap = document.currentScript ? document.currentScript.closest('.mas-publication-wrapper') : null;\r\n    if(!wrap){\r\n      var all = document.querySelectorAll('.mas-publication-wrapper');\r\n      wrap = all[all.length-1];\r\n    }\r\n    if(!wrap) return;\r\n\r\n    var MAS_PDF_URL = 'https:\/\/maspartner.com\/wp-content\/uploads\/2026\/09\/Publications_Managing_Recurring_Bills_with_BILL-1.pdf';\r\n    var cf7Ready = false;\r\n\r\n    \/\/ Opens the PDF in a new tab. 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aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-001616c e-flex e-con-boxed sc_layouts_column_icons_position_left e-con e-parent\" data-id=\"001616c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b35fd0 sc_fly_static elementor-widget elementor-widget-html\" data-id=\"3b35fd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!--\r\n============================================================\r\n  MASPARTNER \/ MERCURIUS \u2014 STANDALONE CTA BLOCK\r\n  \"Need Help Getting Your Books Reconciled?\"\r\n  Paste this entire block into its own WordPress \/ Elementor\r\n  \"Custom HTML\" block (separate from the main publication).\r\n============================================================\r\n  This CTA button 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